Terms of Use of the Mehiläinen Group website
By opening this website you undertake to comply with these Terms of Use. If you do not accept these Terms of Use, please do not use the website. These Terms of Use apply to the websites of the Mehiläinen Group and affiliated companies (hereinafter Mehiläinen). Mehiläinen websites may have service-specific terms, which will take precedence over these general terms.
Using this website
The primary service-provider of this site is Mehiläinen Oy. Address: Pohjoinen Hesperiankatu 17 C, FI-00260 Helsinki. Tel. +358 10 4140 112.
Mehiläinen grants the right to view and download material on this website solely for personal and non-commercial purposes, provided that the user retains all copyright information and other ownership information of the original material in all copies made from the material. The material contained on this site may not be edited, copied, publicly displayed, presented or distributed in any way or otherwise used for public or commercial purposes without the prior written consent of Mehiläinen. Use of the material contained on this site for any purpose on other websites or computers connected to any network is prohibited.
The right to any material contained on this site, including copyright, shall rest with Mehiläinen Oy. The Mehiläinen trade name and logo are protected emblems and trademarks of the Mehiläinen Group. The Mehiläinen logo may not be used on websites without the consent of Mehiläinen.
The use for public communication purposes of press releases, contract terms, price lists and other documents intended as public is only allowed if the source is cited.
Mehiläinen reserves the right to amend the website's Terms of Use, appearance, content and availability and the services provided on the site or other properties of the site, or to terminate the service, for any reason and at any time without prior notice. Mehiläinen shall have the right to suspend the provision of the service for the duration of maintenance and updating activities.
Liabilities
Mehiläinen shall not be liable for damages, whether direct or indirect, resulting from the use or inaccessibility of the site or the electronic services or related damages. Mehiläinen does not guarantee that the website will be available free of interruption or errors. The electronic information on Mehiläinen's website is provided solely for information purposes without obligation unless separately and specifically agreed otherwise.
Mehiläinen shall not be liable for material produced or published by third parties to which there is a link from this website.
The user shall be responsible for the validity and arrival of any information submitted through the site. The user undertakes not to send illegal or inappropriate material to this site. The user shall take all reasonable steps to ensure that any material sent to this site is free from viruses and in no way harfmul.
Personal data
Mehiläinen handles all personal data in accordance with the Personal Data Act and the Insurance Companies Act and ensures privacy protection and confidentiality of insurance information in connection with the handling of personal data. User information collected in connection with services requiring registration forms part of the Company's customer register and is used solely for purposes specified therein. Data is obtained from the person registered, from his or her representatives, from public registers maintained by the authorities, and from credit data registers. If so required by the service transaction, Mehiläinen stores messages to verify their content. Owing to the confidentiality of insurance information, Mehiläinen may not disclose information to third parties without the consent of the person concerned or unless the disclosure is required by law. The description of file referred to in the Personal Data Act is available from Mehiläinen. Mehiläinen may collect, process and analyse information on site use, traffic, events and other statistics related to the sites. The Company may further acquire such information from reliable third parties. Such information is not traceable to individual persons.
The confidentiality of e-mail messages sent over open access networks cannot be guaranteed. Users should refrain from sending personal details or other confidential messages to the Company via e-mail. The Company will not be responsible for carrying out assignments or service requests sent via open e-mail. Mehiläinen has the right, at the user's request, to send information by e-mail to the e-mail address specified by the user. Mehiläinen shall not be liable for any damages, whether direct or indirect, resulting from messages sent via open access networks.
Applicable Law
These Terms of Use and any disputes arising from Mehiläinen websites or their content shall be governed by the laws of Finland. Any disputes shall be settled by the Helsinki District Court.